Everything You Need to Know About Occupancy Certificate. It is a very Important Document for certifying the construction of the building and that it complies with the local laws. According to the Plan, the municipal authority will provide the Occupancy Certificate upon the completion of consultation is ready to occupy. The (OC) Occupancy Certificate is a legal document of the property. Without this certificate, the local authority has the right to initiate legal action as the project is deemed an illegal structure. OC Certificate important while applying for House Loan. This certificate is will secure the legal status of your property and safeguard your ownership rights.

To Get this Occupancy Certificate (OC) owner of the property in the jurisdiction of the local municipal area who has obtained the plan sanction is eligible to get the service of Occupancy Certificate, which includes you, the property owner. It is obtained by local authorities Mostly the local municipal authorities will issue the OC Certificate within 30 Days.


Required Documents for OC Application:-

  • No Objection Certificate (NOC) for fire and pollution.
  • Built and Section Plan
  • Copy of Sanctioned plan
  • Latest tax paid receipt with the tax assessment.
  • Commencement Certificate.
  • Photographs of the completed project.
  • Completion Certificate.
  • Photographs of Rainwater harvesting and Solar Panels.

If you Occupying a property without an OC is considered illegal and local Municipal bodies can ask you to vacate the property.
You may have to face trouble in getting an electricity supply connection or water connection or sanitary connection. If you want to claim Income Tax benefits on your home loan, your employer may ask you to submit an Occupancy Certificate with the home loan statement. Without OC you can’t sell your property.

It shows that the building construction is done as per the plan which was approved by the concerned authorities.